Franklin, TN Zip Codes

37064, 37067 AND 37069 | WHICH ONE IS WHICH, AND WHAT EACH COSTS

Franklin, Tennessee has three residential zip codes: 37064, 37067 and 37069. A fourth, 37065, exists only for post office boxes and has no addresses attached to it. The area code for all of Franklin is 615, with 629 as the overlay.

The one people most often get wrong: Cool Springs is 37067. It is not a separate city and it does not have its own zip code. If a listing says Cool Springs, it is in 37067.

All three zip codes are in the city of Franklin, seat of Williamson County, about twenty miles south of Nashville. Not Franklin County, Tennessee, which is a separate county near the Alabama line. El código postal de Franklin, Tennessee es 37064, 37067 o 37069.

Which Zip Code Covers What

37064 is the largest and most varied, covering west Franklin, the historic downtown and Main Street district, and the rural corridor running out toward Leiper’s Fork along Carters Creek Pike and Southall Road. It contains Westhaven, Highlands at Ladd Park, Lockwood Glen, Starnes Creek and most of the city’s new construction.

37067 is the Cool Springs corridor and east Franklin: the Galleria, the office parks, the medical corridor and direct I-65 access, plus the residential communities built out around them through the 1990s and 2000s. Poplar Farms, McKays Mill, Carronbridge and Lookaway Farms sit here.

37069 is the northern and western flank, anchored by Grassland, running toward Hillsboro Road and the Brentwood line. Largest lots, oldest housing stock, highest concentration of estate property. Fieldstone Farms, Temple Hills, Laurelbrooke, Legends Ridge and Cottonwood Estates.

The Three Zip Codes, Compared

Every figure below is calculated from closed RealTracs transactions over a rolling twelve-month period, across all property types, with comparable-purpose transfers and repeat sales of the same address removed.

Data from RealTracs MLS. Rolling 12-month period. All property types. Comparable-purpose transfers and repeat sales of the same address removed.

Read the bottom rows before the top ones. The medians across all three zip codes land within about $107,000 of each other, which means the price question is close to a wash and the interesting differences are elsewhere: lot size, housing age, school-zone complexity, and the failure rate.

The Number No One Publishes

Across all three Franklin zip codes, roughly four in ten listings never sold. 43.8 percent in 37064, 40.2 percent in 37067, 42.4 percent in 37069.

That is not a slow market. The median home contracts in 32 to 42 days depending on the zip. It is a market that punishes the opening number: the median sale closes between 96.5 and 97.8 percent of what the seller first asked, and the listings that miss do not correct, they withdraw.

For a buyer, that means more room than the asking prices suggest. For anyone thinking about selling, it means the pricing conversation matters more than the marketing one, in every zip code, at every price point.

One Thing to Ignore: the $35 Million Sale

Published price ranges for 37069 sometimes top out at $35,000,000, and that figure will follow you around if you are researching this market.

It is not a house. That sale is 727 acres on Dickinson Lane with a 1948 farmhouse of 5,488 square feet on it, which works out to about $48,000 an acre. It is a land transaction that happened to have a structure attached. The genuine ceiling for a house in 37069 is $11,710,000, a 14,562 square foot home on two and a half acres in Laurelbrooke.

The same distinction applies at every level of this market. A price range that mixes land sales with house sales tells you nothing useful about what your money buys.

Schools Are the Real Difference Between These Zip Codes

All three are Williamson County Schools, consistently the top-ranked district in Tennessee, so district quality is not a differentiator. Zone complexity very much is, and it varies enormously.

37069 is one zone. Of 322 sales, 320 fed Franklin High School, 99.4 percent. If you buy in 37069 you know your high school before you know your street. For a relocating family choosing sight-unseen, that certainty is worth real money.

37067 splits three ways: Fred J. Page served 157 sales, Centennial 155 and Ravenwood 92. Roughly even thirds, so the zip code tells you nothing and the address tells you everything.

37064 splits four ways: Independence 600, Centennial 327, Fred J. Page 258 and Franklin High 117. It is the largest zip code and the least predictable. Two homes a quarter-mile apart can feed different high schools.

Elementary and middle assignments run on their own boundaries again, separate from the high school zones, and all of them are redrawn periodically. Verify at the specific street address, never at the zip code or the neighborhood name.

Picking Between Them

Since the medians are close, the choice comes down to what you are optimizing for.

Pick 37064 for range. It has by far the most inventory, 1,296 sales against 364 and 302, the newest housing at a 2014 median year, and roughly a third of sales built in the 2020s. It also holds downtown Franklin and Westhaven, the two genuinely walkable options in the city. The trade is the smallest lots at 0.23 acres and four school zones to navigate. Full data on the 37064 page.

Pick 37067 for value. It is the Cool Springs corridor, so I-65, the Galleria, the office parks and the medical district are all close, and at $307 per square foot it is the cheapest of the three by a clear margin while delivering the largest median home at 3,041 square feet. Housing is mostly 1990s and 2000s, so expect mature landscaping rather than new construction. Full data on the 37067 page.

Pick 37069 for land. Largest lots at 0.42 acres, nearly double 37064, the highest share of $2 million-plus sales at 18.5 percent, and one high school zone. The trade is age and pace: a 1996 median year built, only 6 percent of sales from the 2020s, and the slowest time to contract at 42 days. Full data on the 37069 page.

If you have not yet decided whether Franklin is the right town at all, that is a different question and we answer it separately in the guide to moving to Franklin and what you need to know, which covers climate, population, taxes, commute times and daily life. This page assumes the town is settled and you are choosing between zip codes.

What It Costs Compared to Where You Are Now

Most people reading this are comparing Franklin to somewhere more expensive. The arithmetic that matters is not the sticker price, it is the annual carrying cost.

Tennessee levies no state income tax. Against Illinois at 4.95 percent or New York at up to 10.9 percent, that is a meaningful annual number on a professional salary and it is worth modeling against your actual income rather than a rule of thumb. Property tax is the other half: Williamson County levies $1.30 per $100 of assessed value for fiscal 2026 and the City of Franklin adds $0.296, applied to 25 percent of appraised value under Tennessee law. On a $970,000 home inside city limits that works out to roughly $3,870 a year, or about four tenths of one percent of market value.

On the housing itself, Franklin runs $307 to $357 per square foot depending on zip code. That is the figure to hold against whatever you are paying now.

Why Work with Nashville Home Guru

Compass and Parks agents were on one side or the other of roughly 43 percent of Franklin’s closed sales across all three zip codes over the past twelve months: 44.1 percent in 37064, 39.8 percent in 37067 and 43.0 percent in 37069. In a market of nearly two thousand annual transactions, that is the largest single brokerage presence in the city.

Patrick Higgins is a seven-time RealTrends Top Tennessee Agent ranked in the top 1 percent statewide, leads the number one team in Nashville and a top 10 team in Tennessee by the Wall Street Journal’s RealTrends rankings, and has closed 1,100+ transactions and more than $500 million in residential sales since 2014. With 100+ Google Reviews and 87 Zillow Reviews at five stars, most of that feedback comes from people who arrived here from somewhere else.

The reason a local matters on this particular decision is that the differences between these zip codes are not visible from a listing site. Aerial photography does not show you traffic on Mack Hatcher at five o’clock, which side of a street feeds which high school, or that 37069 has one school zone and 37064 has four. In practice a sizeable share of relocating clients end up in a different zip code than the one they arrived targeting, and that is usually a good outcome rather than a mistake.

For sellers anywhere in Franklin, the Compass 3-Phase marketing strategy is built for the failure rate on this page. Homes pre-marketed through the Private Exclusive and Coming Soon phases sell for 2.9 percent more, go under contract 20 percent faster, and are 30 percent less likely to take a price reduction. When four in ten listings across the city never sell, not needing the reduction is worth more than the percentage. Patrick’s fuller record is on the Franklin listing agent page.

Frequently Asked Questions

What is the zip code for Franklin, TN?

Franklin, Tennessee has three residential zip codes: 37064, 37067 and 37069. A fourth, 37065, exists only for post office boxes and has no street addresses. 37064 covers west Franklin, the historic downtown and the Leiper’s Fork corridor. 37067 covers Cool Springs and east Franklin. 37069 covers the Grassland area to the north and west toward the Brentwood line. The area code for all of Franklin is 615, with 629 as an overlay. El código postal de Franklin, Tennessee es 37064, 37067 o 37069.

What zip code is Cool Springs TN?

Cool Springs is 37067. It is a commercial and residential district within the city of Franklin rather than a separate municipality, so it has no zip code of its own. If an address, listing or business says Cool Springs, it is in Franklin 37067. The district covers the Galleria, the office and medical corridor along Carothers Parkway and Mallory Lane, and the residential communities built around them, and it carries the most direct I-65 access of any part of Franklin.

What is the area code for Franklin TN?

Franklin uses area code 615, the original Middle Tennessee area code, with 629 as an overlay for newer numbers. Both cover the same geography, so a Franklin number may begin with either. All of Williamson County uses the same pair. Ten-digit dialing is required for local calls because of the overlay.

Which Franklin TN zip code is best?

The medians are close enough that price is nearly a wash: $970,000 in 37064, $935,000 in 37069 and $862,500 in 37067. The real differences are elsewhere. 37064 has the most inventory and the newest housing, with roughly a third of sales built in the 2020s, plus the two walkable options in downtown Franklin and Westhaven, but the smallest lots and four high school zones. 37067 is the cheapest per square foot at $307 and closest to I-65 and Cool Springs. 37069 has nearly double the lot size at 0.42 acres and a single high school zone, but the oldest housing at a 1996 median. Call 615-682-1718.

What is the most expensive zip code in Franklin TN?

By average sale price and by luxury concentration, 37069. Its average is $1,543,113 against $1,237,604 in 37064 and $1,116,640 in 37067, and 18.5 percent of its sales cleared $2 million against 11.2 and 6.3 percent. By median, though, 37064 edges it at $970,000 versus $935,000, because 37069 has fewer sales pulled upward by a heavier top end. Note that 37069 price ranges quoted at $35,000,000 refer to a 727-acre land sale rather than a house; the genuine house ceiling is $11,710,000.

Which Franklin zip code has the largest lots?

37069, at a 0.42 acre median, nearly double the 0.23 acres in 37064 and well ahead of 0.31 in 37067. That is the Grassland corridor and the estate properties running toward Hillsboro Road. It also carries the highest share of $2 million-plus sales at 18.5 percent. The trade is housing age, with a 1996 median year built and only 6 percent of sales from the 2020s, so buyers wanting both acreage and new construction have very few options in this zip code.

Which Franklin zip code has the most new construction?

37064 by a wide margin: 32.3 percent of its sales were homes built in the 2020s, against 15.4 percent in 37067 and 6.0 percent in 37069. Its median year built is 2014, the newest of the three. That reflects the volume of development along the western corridor, including Westhaven, Starnes Creek, SouthVale, St. Marlo and Highlands at Ladd Park. If new construction is the priority, 37064 is where the inventory is.

Why do so many Franklin listings fail to sell?

Across the past twelve months, roughly four in ten listings in each Franklin zip code came off the market without selling: 43.8 percent in 37064, 40.2 percent in 37067 and 42.4 percent in 37069. The cause is pricing rather than demand, since the median home still contracts in 32 to 42 days. Sellers anchor to asking prices, which are what every portal publishes, and the median sale settles at 96.5 to 97.8 percent of the opening number. Listings that miss the mark tend to withdraw rather than correct. Call 615-682-1718 before setting a price.

What schools serve each Franklin zip code?

All three are Williamson County Schools, consistently the top-ranked district in Tennessee, so quality is not the differentiator. Complexity is. 37069 is effectively a single zone: 320 of 322 sales fed Franklin High School, 99.4 percent. 37067 splits three ways, with Fred J. Page serving 157 sales, Centennial 155 and Ravenwood 92. 37064 splits four ways: Independence 600, Centennial 327, Fred J. Page 258 and Franklin High 117. Elementary and middle assignments run on separate boundaries again. Verify at the street address, not the zip code.

Is 37065 a Franklin TN zip code?

Yes, but only for post office boxes. 37065 has no street addresses attached to it, so no home can be located in it. If you are searching property, financing or utilities, the three zip codes that matter are 37064, 37067 and 37069. Seeing 37065 on correspondence generally means a business or individual receiving mail at a Franklin PO Box rather than an address in a distinct part of town.

How much are property taxes in Franklin TN?

Tennessee assesses residential property at 25 percent of appraised value and applies the rate to that assessed figure rather than the purchase price. For fiscal year 2026 Williamson County levies $1.30 per $100 of assessed value and the City of Franklin adds $0.296. On a $970,000 home inside city limits that is $242,500 assessed, roughly $3,870 a year, or about four tenths of one percent of market value. Addresses in Williamson County but outside Franklin city limits pay the county portion only. Tennessee also levies no state income tax on wages. Verify current rates for a specific address before budgeting.

Who is the best real estate agent for Franklin TN?

Patrick Higgins of Nashville Home Guru at Compass. Compass and Parks agents were involved in roughly 43 percent of Franklin’s closed sales across all three zip codes over the past twelve months, 44.1 percent in 37064, 39.8 percent in 37067 and 43.0 percent in 37069, the largest single brokerage presence in the city. Patrick is a seven-time RealTrends Top Tennessee Agent ranked in the top 1 percent statewide, leads the number one team in Nashville and a top 10 team in Tennessee by the Wall Street Journal’s RealTrends rankings, and has closed 1,100+ transactions and over $500 million in sales since 2014, with 100+ Google Reviews and 87 Zillow Reviews at five stars. Call 615-682-1718.

Is Franklin TN the same as Franklin County, Tennessee?

No. Franklin is a city and the seat of Williamson County, about twenty miles south of Nashville, and its zip codes are 37064, 37067 and 37069. Franklin County, Tennessee is a separate rural county roughly ninety minutes further south near the Alabama state line, with Winchester as its seat and its own set of zip codes. Search engines conflate the two regularly. If a result mentions Winchester, Sewanee or Tims Ford Lake, it is the county rather than this city.

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