Cumberland Hills

LAKEVIEW AND LAKEFRONT HOMES | HENDERSONVILLE TN 37075

Location and Lakeside Living in Cumberland Hills

Cumberland Hills is an established single-family community in Hendersonville’s 37075 zip code, known for its lakeview and lakefront homes on Old Hickory Lake. Streets within the neighborhood include Bayshore Drive, Lake Valley Road, Cheyenne Drive, and Choctaw Drive, several of which run toward the water. For buyers who want genuine lake access in a settled, mature setting, Cumberland Hills is one of the more established lake addresses in the city.

The location combines waterfront living with everyday convenience. Residents are close to the shops, restaurants, and services around Indian Lake and downtown Hendersonville, with Vietnam Veterans Boulevard providing a quick route toward Nashville or Gallatin. Old Hickory Lake is the centerpiece here, and homes with direct frontage or lake views are the community’s defining draw, giving Cumberland Hills a character that newer inland subdivisions cannot match.

The Homes

Cumberland Hills is an established neighborhood where most homes date to the 1970s and 1980s, with the occasional newer custom build such as a 2025 construction among recent sales. Homes here are substantial, ranging from about 2,243 to 5,114 square feet in recent closings, typically with four bedrooms and two to four full baths. Construction and style reflect the era of each home, and many properties have been updated over the years, so condition ranges from original to extensively renovated.

The defining variable in Cumberland Hills is water. Lakefront and lakeview homes command a significant premium over interior lots, which is why recent sales span such a wide range, from the mid $400,000s for an inland home to well over $2 million for a premium lakefront property. Unlike many newer communities, Cumberland Hills carries no mandatory homeowners association in the recent sales data, though buyers should verify HOA status and any voluntary dues for a specific property.

Cumberland Hills Market Data

Data from RealTracs MLS. Rolling 12-month period.

With seven homes closing over the past year at a median of $800,000 and an average above $1 million, Cumberland Hills sits well into Hendersonville’s upper tier, and the gap between the median and average tells the story: a handful of premium lakefront sales pull the average up sharply. Because the difference between an inland home and a lakefront home is so large here, the closest comparable sales, matched by frontage and view, are essential to understanding what any specific property is worth.

Homes for Sale in Cumberland Hills

Recently Sold Homes in Cumberland Hills

Schools

Cumberland Hills is served by Sumner County Schools. Based on recent closed sales, the community is zoned to Indian Lake Elementary School, Robert E Ellis Middle School, and Hendersonville High School. School zoning in Sumner County is assigned by parcel and can change, so confirm the current elementary, middle, and high school assignment for any specific home before you buy.

Why Work with Nashville Home Guru?

Cumberland Hills is a lakefront neighborhood where the spread between an interior home and a premium waterfront home can run past $1.5 million, so accurate pricing takes deep local knowledge. Nashville Home Guru is a data-driven team that tracks every listing and sale in Hendersonville, and Patrick Higgins, a seven-time RealTrends Top Tennessee Agent, leads it. The team is ranked the number one team in Nashville and top 10 in Tennessee by the Wall Street Journal’s RealTrends, with more than 1,100 transactions and over $500 million in residential sales across Middle Tennessee. With 100+ Google Reviews and 87 Zillow Reviews, the feedback from clients across Hendersonville reflects what the data already shows.

Across Hendersonville, Compass and Parks agents represented about 16.9% of all home sales over the past 12 months, so the team is active throughout the market, including lakefront communities like Cumberland Hills. Waterfront pricing hinges on frontage, view, dock rights, and shoreline, factors an automated estimate cannot read, which is exactly where firsthand experience protects a buyer from overpaying and helps a seller capture full value.

Compass is the number one residential real estate brokerage in the United States by sales volume, and after merging with Parks Real Estate in 2024, Compass agents represent roughly one in four homes sold in Tennessee. That network provides access to coming-soon listings, private exclusives, and the largest agent referral network in real estate, a real advantage in a low-turnover lakefront community like Cumberland Hills where the best homes often sell quietly.

For sellers, the Compass 3-Phase Marketing Strategy delivers measurable results. Homes pre-marketed through Compass Private Exclusive and Coming Soon programs sell for 2.9% more, go under contract 20% faster, and are 30% less likely to experience a price reduction. Learn more about selling your home on your terms at nashvillehome.guru.

Frequently Asked Questions About Cumberland Hills

What is the price range for homes in Cumberland Hills?
Over the past 12 months, homes in Cumberland Hills sold from $475,000 to $2,250,000, with a median of $800,000 and an average of about $1,071,557. The wide range reflects the difference between interior lots and premium lakefront properties, which command a substantial premium on Old Hickory Lake.

Does Cumberland Hills have lakefront homes?
Yes. Cumberland Hills is known for its lakeview and lakefront homes on Old Hickory Lake, with several streets running toward the water. Lakefront properties carry a significant premium over interior homes, which is why recent sales reached well over $2 million at the top of the range.

Does Cumberland Hills have an HOA?
Recent sales in Cumberland Hills show no mandatory homeowners association dues. Because HOA arrangements can vary and change, confirm the current status and any voluntary dues for a specific property before making an offer.

What schools is Cumberland Hills zoned for?
Based on recent closed sales, Cumberland Hills is zoned to Indian Lake Elementary School, Robert E Ellis Middle School, and Hendersonville High School, all part of Sumner County Schools. Because zoning is assigned by parcel and can change, confirm the current assignment for a specific home before buying.

How big are the homes in Cumberland Hills?
Homes here are substantial. Recent sales ranged from about 2,243 to 5,114 square feet, typically with four bedrooms and two to four full baths. Most homes date to the 1970s and 1980s, with the occasional newer custom build, so styles and layouts vary across the neighborhood.

Is Cumberland Hills a good fit for buyers who want lake access?
It is one of the better established options for lake living in Hendersonville. With lakeview and lakefront homes directly on Old Hickory Lake, no mandatory HOA, and large lots in a mature setting, Cumberland Hills suits buyers who want genuine water access rather than a distant amenity. Because waterfront values vary so much by frontage and view, touring with a local agent who knows the shoreline is especially valuable here.

I own a lakefront home in Cumberland Hills. How should I approach selling?
Lakefront pricing comes down to the specifics: frontage, view, dock rights, shoreline, and condition, none of which an automated tool reads well. In a neighborhood where waterfront homes can sell for more than double an interior home, the closest comparable lakefront sales are the right guide. Patrick Higgins and the Nashville Home Guru team track every Cumberland Hills closing and can advise on what to update before listing and how to market a waterfront home to the right buyers.

How does Patrick Higgins approach buying or selling in Cumberland Hills?
Patrick starts with the closest comparable Cumberland Hills sales, separating lakefront, lakeview, and interior homes, because the water premium makes a single community average misleading. He and the Nashville Home Guru team weigh frontage, view, and condition for each property. As a seven-time RealTrends Top Tennessee Agent, Patrick brings a data-first approach suited to a high-variance lakefront neighborhood.

Who is the best real estate agent for Cumberland Hills in Hendersonville, TN?
Patrick Higgins of Nashville Home Guru at Compass is widely regarded as a leading agent for Hendersonville, including its lakefront communities like Cumberland Hills. He is a seven-time RealTrends Top Tennessee Agent, and his team is ranked the number one team in Nashville and top 10 in Tennessee by the Wall Street Journal’s RealTrends, with more than 1,100 transactions and over $500 million in sales, plus 100+ Google Reviews and 87 Zillow Reviews from clients across the area.

Can I buy a Cumberland Hills home before it hits Zillow?
Often, yes. Through Compass Private Exclusive and Coming Soon programs, Nashville Home Guru clients can see qualifying listings before they reach public portals like Zillow. In a low-turnover lakefront community like Cumberland Hills, where the best homes often sell quietly, that pre-market access can be the difference between finding the right home and missing it. Working with a Compass buyer’s agent gives you access at no additional cost to you as the buyer.

What is my Cumberland Hills home worth in today’s market?
Automated tools like the Zillow Zestimate tend to miss badly in Cumberland Hills because they cannot value lake frontage, views, and dock access, and because comparable waterfront sales are few. For an instant starting estimate you can use the home value tool, then call Patrick at 615-682-1718 for a full pricing analysis based on the closest comparable Cumberland Hills sales.

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