Five Coves Trace
Homes for Sale | Gallatin, TN 37066
| For Five Coves Trace showings & inquiries, contact Patrick Higgins – Nashville Home Guru 615-682-1718 |
Location and Daily Life in Five Coves Trace
Five Coves Trace sits off Cages Bend Road in Gallatin, TN 37066, tucked into a quiet pocket of Sumner County that backs up to rolling farmland along the edges of Old Hickory Lake. The gated entry keeps it private without feeling remote. You are minutes from the Gallatin Marina, the shops and restaurants along Nashville Pike, and the medical corridor near Sumner Regional Medical Center.
One of the most practical details about this community: Five Coves Trace falls in Sumner County with no city taxes. That distinction adds meaningful savings every year compared to homes inside Gallatin city limits at similar price points. Residents here are generally 35 minutes from downtown Nashville, close enough to commute, far enough to feel the separation.
The streetscape is defined by brick facades, sidewalks, and underground utilities, giving it a cleaner look than many comparable Sumner County communities. The walking trail winds through the neighborhood past the stocked pond, making for a genuinely pleasant evening walk. Deer are spotted regularly along the back lots where the subdivision meets open farmland.
The Homes in Five Coves Trace
Five Coves Trace developed in phases, with the majority of homes built between 2010 and 2014. Construction is predominantly all-brick or brick-and-vinyl, two-story traditional style. Floor plans run from roughly 2,700 to 3,600 square feet in the core neighborhood, with four bedrooms and three to four bathrooms being the typical configuration. Most homes include a three-car garage, which is a notable feature at this price point in Sumner County.
Interior finishes reflect the era of construction: hardwood floors, granite countertops, and gas fireplaces are common in original builds. Many owners have since updated kitchens and baths, added hardwood where carpet existed, and upgraded light fixtures. Bonus rooms over garages are a recurring feature, making these plans versatile for multigenerational households, home offices, or media rooms. Lot sizes in the core subdivision average around a quarter to a half acre, with cul-de-sac lots on the larger end.
The larger Five Coves community also includes older custom-built homes on Sunset Drive and Moonlight Drive, some sitting on nearly three acres with lake access. One of those properties sold in 2025 for $2,990,000, a fully renovated 7,000-square-foot estate on a 2.97-acre lot. That sale reflects the ceiling of what the broader Five Coves area can command when size, land, and water access converge.
Five Coves Trace Market Data
The following data is calculated from 7 closed sales in the Five Coves community recorded in RealTracs over the past 12 months. This is real transaction data, not estimates.
| Metric | 12-Month Data |
| Closed Sales (12 mo.) | 7 homes |
| Price Range | $612,000 – $2,990,000 |
| Typical Subdivision Range | $612,000 – $959,900 |
| Median Sale Price | $807,000 |
| Average Price Per Sq Ft | $282 (range: $227–$427) |
| Average Days on Market | 11 days |
| Typical Size | 2,700 – 3,600 sq ft |
| Bedrooms / Baths | 3–5 bedrooms / 3–4 full baths |
| HOA Fee | $120–$130/month ($1,440–$1,560/year) |
| HOA Includes | Trash Pickup |
| Year Built | 2010–2014 (core subdivision) |
| City Taxes | None – Sumner County only |
| Active Listings | 2 (as of export date) |
| Compass Network Market Share | 7% of transaction sides (1 of 14) |
Active Homes for Sale in Five Coves Trace
Recently Sold Homes in Five Coves Trace
Amenities
The community is gated, which means controlled entry and a quieter interior streetscape than you get in open subdivisions. Underground utilities keep the streetscape clean. There are sidewalks throughout, making it easy to walk between houses or down to the walking trail. The stocked pond is a genuinely nice amenity. Residents fish from it, walk alongside it, and it gives the back of the neighborhood a natural feel rather than a subdivided one.
For homeowners who value quiet, privacy, and a well-maintained setting without a country club fee structure, Five Coves Trace delivers that combination at a reasonable HOA cost. The $120–$130 per month includes trash pickup and keeps the community infrastructure in good shape. There is no pool within the subdivision, but Old Hickory Lake and the Gallatin Marina are just minutes away for residents who want water access.
Schools
Five Coves Trace is zoned for Sumner County Schools. Children in the neighborhood attend Jack Anderson Elementary School, Station Camp Middle School, and Station Camp High School. The Station Camp campus cluster is generally well-regarded in Sumner County, and school zoning consistently comes up as a reason families choose this neighborhood over others in the Gallatin area.
Zoning can change, and if precise school assignment is a deciding factor in your purchase, confirm current zoning with Sumner County Schools directly before going under contract.
Why Work with Nashville Home Guru?
Over the past 12 months, the Compass network represented one of every fourteen transaction sides in the Five Coves community. That 7% represents a starting point. More significant is what Compass brings to any transaction: private listings that never hit the MLS, pre-market exposure to 28,000 Compass agents nationwide, and tools like Bridge Loan Services and Concierge that give sellers real tactical leverage.
Patrick Higgins has been working the Sumner County market for years and follows Five Coves Trace closely. The community trades quietly, well-priced homes move fast (the average DOM here is 11 days), and buyers who are not already aligned with an agent who monitors this specific market often lose out. For sellers, understanding where your home fits in a range that runs from $612,000 to nearly $3,000,000 requires someone who knows how to read this specific data, not just quote a countywide average.
Three Phase Marketing for Five Coves Trace Sellers
Patrick Higgins uses a proven Three Phase Marketing approach that launches your home to Compass’s private network before it ever appears on Zillow or Realtor.com. That pre-market window has consistently produced stronger offers and shorter days on market for NHG sellers in Sumner County.
What Is Your Five Coves Trace Home Worth?
With median sales at $807,000 and select properties clearing $2.9M, the range in this community is wide. Get a data-driven valuation of your specific home before you make any decisions.
Frequently Asked Questions About Five Coves Trace
What are home prices in Five Coves Trace, Gallatin TN?
Based on 7 closed sales in the past 12 months, prices in the Five Coves community ranged from $612,000 to $2,990,000. Homes in the core Five Coves Trace subdivision typically sold between $612,000 and $959,900, with a median of $807,000. The $2.99M sale was a 7,000-square-foot estate on a 2.97-acre lot in Five Coves Section 3. Active listings at the time of this writing are priced at $699,999 and $825,000.
What is the HOA fee in Five Coves Trace?
HOA fees in Five Coves Trace run approximately $120 to $130 per month, or $1,440 to $1,560 per year. The fee covers trash pickup and helps maintain the gated community’s shared infrastructure. Some listings show this billed quarterly at $390. Confirm the exact fee and any transfer fee with the HOA directly when you go under contract.
What schools serve Five Coves Trace?
Five Coves Trace is zoned for Sumner County Schools. Students attend Jack Anderson Elementary School, Station Camp Middle School, and Station Camp High School. These are consistently cited by buyers as a deciding factor when choosing this neighborhood. Always verify zoning with Sumner County Schools before finalizing a purchase.
How quickly do homes sell in Five Coves Trace?
Very quickly. The average days on market for the 7 homes sold in the past 12 months was just 11 days. Two of those homes went under contract on the day they were listed (zero days on market). Well-priced homes here do not sit, which means buyers need to be pre-approved and ready to move.
Is Five Coves Trace a gated community?
Yes. Five Coves Trace has a gated entry, which provides controlled access and contributes to the quiet, private feel of the neighborhood. The community also features underground utilities, sidewalks, and a walking trail, which give it a more polished streetscape than most Sumner County subdivisions at comparable price points.
Does Five Coves Trace have city taxes?
No. Five Coves Trace is outside Gallatin city limits and is subject to Sumner County taxes only. This distinction saves homeowners a meaningful amount annually compared to homes inside the Gallatin city boundary at the same price point. It is one of the features that makes this community particularly attractive to buyers who have done their homework on total carrying costs.
What amenities does Five Coves Trace offer?
The community features a gated entry, a stocked pond, a walking trail, sidewalks, and underground utilities. There is no community pool within the subdivision, but Old Hickory Lake and the Gallatin Marina are minutes away for residents seeking water activities. The natural setting, with farmland backing several lots, is a consistent draw for buyers coming from more developed suburban environments.
Is Five Coves Trace a good fit for families relocating to the Nashville area?
Five Coves Trace is a strong match for families relocating to Greater Nashville who want a gated, private setting without sacrificing commutability. The combination of Station Camp school zoning, no city taxes, quick highway access, and homes in the $600,000s to high $900s makes it competitive with Hendersonville and Nolensville options at similar price points. The 35-minute drive to downtown Nashville is manageable for hybrid commuters.
How does Nashville Home Guru approach buying or selling in Five Coves Trace?
Nashville Home Guru tracks Five Coves Trace transaction by transaction using RealTracs MLS data. For buyers, that means knowing before you tour whether a home is priced right relative to the 11-day average DOM and recent comparables. For sellers, it means knowing exactly where your home sits in a wide price band, how to position it, and how to leverage the Compass private listing network before going public. Call Patrick at 615-682-1718 to talk through your situation specifically.
Who is the best realtor for Five Coves Trace in Gallatin, TN?
Buyers and sellers in Five Coves Trace consistently work with agents who specialize in Sumner County’s gated and waterfront-adjacent communities. Patrick Higgins of Nashville Home Guru at Compass is recognized among Gallatin’s top-producing agents, with a data-driven approach, deep local market knowledge, and access to Compass’s nationwide network of private listings. Reach Patrick at 615-682-1718.
Can a buyer’s agent help me find off-market homes in Five Coves Trace?
Yes, and in a tight community like Five Coves Trace where homes average 11 days on market, the ability to access pre-market and private listings is a genuine advantage. The Compass platform includes a Private Exclusives network where homes are shared with Compass agents before public MLS exposure. Working with a Nashville Home Guru buyer’s agent means you can be among the first calls when a Five Coves seller is considering their options.
How do I find out what my Five Coves Trace home is worth right now?
The fastest way is to request a data-driven home valuation from Nashville Home Guru. With a price range that spans from $612,000 to nearly $3,000,000 depending on lot size, square footage, and water access, a countywide estimate will not give you an accurate picture. Patrick Higgins calculates your value from actual Five Coves comparable sales. Get your home value here or call 615-682-1718.
Nearby Neighborhoods
If Five Coves Trace is on your radar, these nearby Gallatin communities are worth comparing. Each has its own character, price range, and HOA structure.
Cages Ford is a neighboring community on Cages Bend Road with established homes and a comparable buyer profile. Emerald Point offers waterfront and water-view homes on Old Hickory Lake for buyers who want true lake access. Lake Rise is another well-regarded Gallatin subdivision in the same corridor. Bates Cove rounds out the options for buyers considering gated or waterfront-adjacent living in 37066. For a broader look at what Gallatin’s luxury market offers, see our guide to Luxury Homes in Gallatin, TN.
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NASHVILLE HOME GURU AT COMPASS
Patrick Higgins | 615-682-1718 | [email protected]
Serving Gallatin, Hendersonville, Sumner County, and Greater Nashville
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